The terms and conditions contain definitions and exclusions that are applicable to your policy. You would have received a copy of the T&Cs when your policy was set up. If you would like a copy sent to you please give us a call or use the form on this website.

If you would like to view a copy online please search using the box below. (Without using the search functionality you may find multiple versions of the T&Cs for each product) Enter the product code within your policy number, this is the 3 characters in the middle, you will find this on your annual communications e.g. AD1, AR1, PA1, SE1